Disability Financial Secrets
PS – I’m constantly adding new information – you can always stop by here or receive updates:
Money for Life – Evergreen Disability Financial Planning, Annuities and Pensions
Evergreen Financial Planning – Note for Parents As a parent of a disabled child who may not be able to…
Cooperative Disability Housing
Housing is one of the biggest expenses for all of us… doubly so for disabled adults and for long term…
US Disability Services are Loans Not Benefits
Maybe you all knew this, but it has taken me a long time (too long!) to finally realize that there…
Your disability numbers don’t lie (and they’re pretty scary)
Where you live, if you use any disability services at all, is going to have a major impact on your…
The Conservation of Disability Pity
In Chemistry, the “total energy of an enclosed system is constant”… there seems to be a similar principal for disability…
Disability Autonomy and the slippery slope of services supports and benefits
Seduction! It is so tempting to get consumed with hunting for, qualifying for, and keeping disability services and benefits that…
The tricky but critical question – what do you really want?
Have you ever had one of those super awkward conversations with a good friend where they’re talking about a new…
A Disability Financial Ladder for Parents
Parents of disabled kids have a bunch of tools: special needs trusts, their own retirement investments and savings, and ABLE…
Choosing your ABLE Account Strategy
I’ve gone from being a huge fan of ABLE accounts to having serious doubts about the benefits of the program…
Additional Disability Finance Articles
Uncovering the Hidden World of Disability Financial Planning
Disability Financial Planning feels like an exercise in bad-movie Egyptian Archeology – you spend years trying to understand it, you never know what you are going to find… and beware of curses (sometimes you’ll be the one cursing!).
I’ve been working to understand how all of this works to plan for my autistic son’s future, but along the way, I’m working to pull together a clear, rather opinionated resource that hopefully will help you with your financial planning – whether you are a disabled adult or the parent of a child with disabilities.
This stuff is maddening, finding information is more difficult than it should be, an how the systems work seems to be designed for maximum screwage… it is almost as if there is a perverse secret policy for everything disability:
Don’t Tell, Don’t Ask.
As I have a weird obsession with data and I hate for people to have to redo work, I’ve been sharing what I’ve learned.
If it helps, I hope you share this information with others.
If I’ve made errors (I wouldn’t be surprised)… I hope you’ll correct me so I can update this.
… and if you have some information that you’d like to share, please let me know.
We are all in this together.
Steve
PPS – … and if you have a question or would like to work together… let me know.